Terms of Use

Please read the Terms and Conditions (the “Terms of Use”) below carefully as they apply to your access and use of www.icpei.ca (the “Site”). The Site and all content of the Site is the property of The Insurance Company of Prince Edward Island (“ICPEI”) . ICPEI operates and permits access to the Site for informational purposes only. By accessing the Site and any content contained in the Site, you signify your understanding and acceptance of the Terms of Use. These Terms of Use are subject to change at any time without prior notice. Accordingly, please review the Terms of Use whenever accessing the Site. If you do not agree to these Terms of Use, please do not access or use the Site.

The content of the Site is provided by ICPEI and is believed to be accurate and reliable when posted on the Site. However ICPEI cannot guarantee that the information is accurate and current at all times. ICPEI will not be responsible, in whole or in part, for the accuracy or completeness of the Site contents.

Intellectual Property/Copyright Notice
The Site and the contents of the Site, including but not limited to text, photographs, video, audio, graphics and layout is protected by Canadian copyright and trademark legislation as well as international treaties and/or laws of other countries where applicable. The Site cannot be altered without infringing on ICPEI intellectual property rights.

Unless prior written consent from ICPEI is obtained, the content of the Site shall not be copied, displayed, downloaded, reproduced, modified, published, uploaded, broadcast or retransmitted in whole or in part. Further, and without limiting the generality of the foregoing, in no event shall the Site be cited on or transmitted to newsgroups, third party websites, blogs, mail lists, electronic bulletin boards or linked to without the prior written consent of ICPEI.

Certain names, words, logos, icons and designs in the Site may be trade names or trademarks of ICPEI. Users of the Site are not permitted to use, display or copy the trademarks or trade names without the express written permission of ICPEI.

Engaging in any of the aforementioned act(s) may constitute a violation of ICPEI’s and/or the author(s) intellectual property and trademark rights and may give rise to legal action. However you may display, download and/or make print copies of the contents of the Site for personal use and/or within your organization, providing that all copies retain all logos, hyperlinks, copyright and proprietary notices.

General Disclaimer
ALL MATERIAL AND INFORMATION CONTAINED ON THE SITE, INCLUDING ANY FINANCIAL INFORMATION, IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, PERFORMANCE, AVAILABILITY, ACCURACY, OR NON-INFRINGEMENT ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS, INCLUDING NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on the Site is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in respect to your personal situation.

ICPEI does not warrant nor represent that the Site or its contents will be available or will function without interruption or that the Site will be free of viruses, Trojan horses, worms or other destructive components or that your use of the Site and its contents will not infringe the intellectual property rights of any third party. You are responsible for taking reasonable precautions to ensure that your electronic equipment is protected from any destructive component while using the Site.

ICPEI disclaims all liability for the use of the information contained on the Site by any user, including any losses, damages, lawsuits, claims or expenses anyone may incur. Further, and without limiting the generality of the foregoing, in no event shall ICPEI be liable for any direct, indirect, special, incidental, exemplary or consequential damages whatsoever arising out of the use of the Site even if it has been advised of the possibility of such damages.

Links to Other Sites
The links provided on the Site are for convenience purposes only and you access them at your own risk. ICPEI cannot guarantee that any Hyperlink set out on the Site will be accurate at the time of your access. Moreover, the sites pointed at by a Hyperlink are developed and possibly maintained by persons over whom ICPEI has no control. We cannot, and do not, monitor the site(s) linked. Accordingly, ICPEI assumes no responsibility for the content of any site(s) referenced by any Hyperlink or otherwise.

A link from the Site to another site(s) (or a link from another site(s) to the Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such site(s), its contents, or any products or services advertised or distributed therein.

Privacy
ICPEI takes all reasonable precautions to protect privacy and personal information. ICPEI does not use cookies or web beacons to collect information about your visit to this Site. Notwithstanding, when you visit the Site a limited amount of information is collected, such as your IP address. You can learn more by visiting our Privacy Policy.

Contact
If you have any questions about the Terms of Use for the Site, about our Privacy Policy, or to request authorization to reproduce or distribute any content of the Site you may contact:
Chief Compliance Officer at complianceofficer@icpei.ca.